Money – it’s a topic that makes many Kiwis shuffle their feet. We’ll gab on about the All Blacks or the price of butter, but our bank balance? She’ll be right – or so we hope. Yet the evidence suggests many New Zealanders could use a financial tune-up. In my work, I meet a lot of people, of varying ages and varying degrees of financial literacy. These are a few of my observations and some fixes for them. I’ll keep it friendly, practical, and a little bit cheeky...

Navigating the world of KiwiSaver can feel overwhelming. Many people simply stay with their default provider, not realising that a different fund could better align with their goals and potentially add tens of thousands of dollars to their final balance. This article will explain where you can find independent advice for your KiwiSaver.

More and more Kiwis are asking the question... “Where is my money invested?” And rightly so. KiwiSaver isn’t just about growing your retirement savings; it’s also a powerful way to influence the world around you. That’s where responsible and ethical investment comes in. Let’s unpack what that means… and how to make sure your KiwiSaver aligns with your values and your goals.

When people think about KiwiSaver, they usually picture one pot of money ticking along quietly in the background. But here’s the thing: not all KiwiSaver Funds are created equal. Choosing the right Fund Type can mean the difference between coasting into retirement… or powering there with the wind at your back. 🧠 What Are the Main Fund Types? KiwiSaver funds come in five main flavours:

With your retirement savings on the line, it’s worth understanding the key differences between providers. There are over 30 Kiwisaver providers available and some are performing significantly better than others.