Most KiwiSaver calculators ask you a few questions and hand you a single number. Enter your age, your income, pick a fund type, and out comes a balance at age 65. Neat. Simple. And for most people, not particularly useful. Because life isn't a straight line. Your income changes. Your priorities shift. A calculator that ignores all of that isn't really showing you your retirement. It's showing you someone else's. So I built something different. Introducing the Solid Steele

Why Every Kiwi Should Be Making Contributions to Their KiwiSaver account. If you’re like many Kiwis, you might have opened a KiwiSaver account years ago, and promptly forgotten about it. Here’s some good news… since 1 April 2026 your employer’s contribution just went UP. Contributing to your KiwiSaver account regularly is one of the smartest financial decisions you can make for your future, and here’s why.

Choosing the right KiwiSaver fund is one of the most important financial decisions you’ll make... but it’s also one of the most overlooked. Many New Zealanders set their fund once and never revisit it. Others were defaulted into a fund years ago and simply stayed there. The problem? Being in the wrong KiwiSaver fund can quietly cost you tens... even hundreds of thousands of dollars over time. So how do you know if you’re in the wrong one? Here are 5 clear signs to check.

Today is 16 April 2026. The situation in Iran isn't improving. The price of fuel is still high. But if you’ve checked your KiwiSaver balance over the last couple of days, you may have noticed it’s started to recover after a period of volatility. That’s largely driven by a rebound in global share markets — particularly the S&P 500 in the United States. But here’s the key point most investors miss: This isn’t just a recovery. It’s a reset.

I usually keep these blogs simple & avoid finance jargon, but with everything happening globally at the moment - including the Iran war and rising energy prices - it’s worth looking a bit deeper at how events like this can affect KiwiSaver. In short, active managers, who look for opportunities at all times and can often do very well in geopolitical shocks. Passive managers that track the market closely will usually move in step with the market during shocks.

Most Kiwis think KiwiSaver is something you use before retirement. But the reality is very different. 👉 KiwiSaver after 65 in NZ can be one of the best tools you have for generating retirement income. And with people living longer than ever in New Zealand, how you use your KiwiSaver account in retirement matters just as much as how you built it. If used properly, it gives you flexibility, tax efficiency, and ongoing growth - all in one place.