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Money – it’s a topic that makes many Kiwis shuffle their feet. We’ll gab on about the All Blacks or the price of butter, but our bank balance? She’ll be right – or so we hope. Yet the evidence suggests many New Zealanders could use a financial tune-up. In my work, I meet a lot of people, of varying ages and varying degrees of financial literacy. These are a few of my observations and some fixes for them. I’ll keep it friendly, practical, and a little bit cheeky...

This is one of the most common questions I get, and yes in short you can... for specific reasons. Each one has rules, timeframes, and consequences you need to be aware of. KiwiSaver is designed to be a long-term investment that benefits from the power of compound interest, so in theory the later you withdraw, the more there will be.

How to Change Your KiwiSaver Provider in NZ. Learn how to switch your KiwiSaver provider in three simple steps. My free adviser-led process makes it easy to find a better fund and boost your savings.

Navigating the world of KiwiSaver can feel overwhelming. Many people simply stay with their default provider, not realising that a different fund could better align with their goals and potentially add tens of thousands of dollars to their final balance. This article will explain where you can find independent advice for your KiwiSaver.

Many New Zealanders are in a KiwiSaver fund that doesn't quite match their long-term goals. You might be one of them. While you're busy with work, family, and life, your retirement fund could be missing out on significant growth. The good news is that a simple, guided switch could make a huge difference to your retirement savings or first home deposit. It might just be one of the best financial decisions you ever make.

Markets go up. Markets go down. Sometimes they crash. It’s all part of the investing journey, but when your KiwiSaver balance suddenly dips, it’s easy to panic. I get it. No one likes seeing their hard-earned money shrink overnight. But here’s the truth: a market dip isn’t a disaster, it’s an opportunity… if you handle it the right way. Let’s talk about the Do’s and Dont's when the stock market takes a hit.

More and more Kiwis are asking the question... “Where is my money invested?” And rightly so. KiwiSaver isn’t just about growing your retirement savings; it’s also a powerful way to influence the world around you. That’s where responsible and ethical investment comes in. Let’s unpack what that means… and how to make sure your KiwiSaver aligns with your values and your goals.

When people think about KiwiSaver, they usually picture one pot of money ticking along quietly in the background. But here’s the thing: not all KiwiSaver Funds are created equal. Choosing the right Fund Type can mean the difference between coasting into retirement… or powering there with the wind at your back. 🧠 What Are the Main Fund Types? KiwiSaver funds come in five main flavours:

With your retirement savings on the line, it’s worth understanding the key differences between providers. There are over 30 Kiwisaver providers available and some are performing significantly better than others.