Feeling a bit lost trying to figure out if you can use your KiwiSaver money for a house deposit or an emergency? You’re not alone. The official kiwiSaver withdrawal rules can sound like a bit of a headache. That’s why I’ve created this plain-English guide to give you the solid answers you need, right here in one place. Whether you’re dreaming of buying your first home, planning for retirement, moving overseas permanently, or facing significant financial hardship, this articl

Risk is a word that can make anyone nervous, but it’s a natural part of investing. The key is to understand how much risk you’re comfortable with and how it aligns with your goals. Personally, I prefer the word volatility instead of risk. Some investments will go up and down more than others, but history shows us that by spreading your volatile assets widely you decrease the risk considerably. All KiwiSaver funds are highly diversified; your eggs aren't all in one basket.