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should I care about KiwiSaver retirement strategies now?" The answer is simple: the earlier you start, the better your chances of enjoying a stress-free retirement. You might have heard about the "4% rule" when planning retirement income. But what does it mean for your KiwiSaver savings?

Crypto gets talked about a lot in New Zealand. One minute it’s the future of money, the next minute it’s crashing again. I regularly hear people say things like,  “I’ve been thinking about getting into crypto because KiwiSaver feels slow,” or  “I missed the boat, but maybe I should put a bit in just in case.” But crypto and KiwiSaver are very different tools, designed for very different purposes.

If you’ve spent time working in Australia - or you’re thinking about moving back and forth - chances are you’ve heard people talk about “super” or “The Pension” and assume it’s basically the same thing as in NZ. On the surface, they do look similar.  But the same words mean different things between each country. I see this confusion all the time - especially with people moving from Australia to New Zealand, or Kiwis returning home after years overseas. So let’s break it down

A lot of parents come to me and say, “I’d love to help my children buy their first home when they’re adults.” That’s a really solid goal. So, can KiwiSaver help? In short — YES, IT CAN.

So, you’ve just bought your first house and used all of your KiwiSaver for the deposit. Should you keep contributing to KiwiSaver? This is a question I get asked all the time, and the short answer is YES, you absolutely should. Let me walk you through some numbers

KiwiSaver is one of the most powerful long-term investments available in New Zealand - yet I see the same mistakes cropping up again and again. Not because people don’t care, but because KiwiSaver can feel confusing, distant, or easy to ignore. Most of these mistakes aren’t dramatic. They’re quiet. And because they compound over time, they can end up costing tens (or even hundreds) of thousands of dollars without anyone noticing until much later… when it’s too late. Here are

Milford Active Growth Fund - I work closely with Milford and have numerous clients using this Fund.

Money – it’s a topic that makes many Kiwis shuffle their feet. We’ll gab on about the All Blacks or the price of butter, but our bank balance? She’ll be right – or so we hope. Yet the evidence suggests many New Zealanders could use a financial tune-up. In my work, I meet a lot of people, of varying ages and varying degrees of financial literacy. These are a few of my observations and some fixes for them. I’ll keep it friendly, practical, and a little bit cheeky...

This is one of the most common questions I get, and yes in short you can... for specific reasons. Each one has rules, timeframes, and consequences you need to be aware of. KiwiSaver is designed to be a long-term investment that benefits from the power of compound interest, so in theory the later you withdraw, the more there will be.

How to Change Your KiwiSaver Provider in NZ. Learn how to switch your KiwiSaver provider in three simple steps. My free adviser-led process makes it easy to find a better fund and boost your savings.

Navigating the world of KiwiSaver can feel overwhelming. Many people simply stay with their default provider, not realising that a different fund could better align with their goals and potentially add tens of thousands of dollars to their final balance. This article will explain where you can find independent advice for your KiwiSaver.

Many New Zealanders are in a KiwiSaver fund that doesn't quite match their long-term goals. You might be one of them. While you're busy with work, family, and life, your retirement fund could be missing out on significant growth. The good news is that a simple, guided switch could make a huge difference to your retirement savings or first home deposit. It might just be one of the best financial decisions you ever make.

Markets go up. Markets go down. Sometimes they crash. It’s all part of the investing journey, but when your KiwiSaver balance suddenly dips, it’s easy to panic. I get it. No one likes seeing their hard-earned money shrink overnight. But here’s the truth: a market dip isn’t a disaster, it’s an opportunity… if you handle it the right way. Let’s talk about the Do’s and Dont's when the stock market takes a hit.

More and more Kiwis are asking the question... “Where is my money invested?” And rightly so. KiwiSaver isn’t just about growing your retirement savings; it’s also a powerful way to influence the world around you. That’s where responsible and ethical investment comes in. Let’s unpack what that means… and how to make sure your KiwiSaver aligns with your values and your goals.

When people think about KiwiSaver, they usually picture one pot of money ticking along quietly in the background. But here’s the thing: not all KiwiSaver Funds are created equal. Choosing the right Fund Type can mean the difference between coasting into retirement… or powering there with the wind at your back. 🧠 What Are the Main Fund Types? KiwiSaver funds come in five main flavours:

With your retirement savings on the line, it’s worth understanding the key differences between providers. There are over 30 Kiwisaver providers available and some are performing significantly better than others.