If you’ve spent time working in Australia - or you’re thinking about moving back and forth - chances are you’ve heard people talk about “super” or “The Pension” and assume it’s basically the same thing as in NZ. On the surface, they do look similar.  But the same words mean different things between each country. I see this confusion all the time - especially with people moving from Australia to New Zealand, or Kiwis returning home after years overseas. So let’s break it down

So, you’ve just bought your first house and used all of your KiwiSaver for the deposit. Should you keep contributing to KiwiSaver? This is a question I get asked all the time, and the short answer is YES, you absolutely should. Let me walk you through some numbers

KiwiSaver is one of the most powerful long-term investments available in New Zealand - yet I see the same mistakes cropping up again and again. Not because people don’t care, but because KiwiSaver can feel confusing, distant, or easy to ignore. Most of these mistakes aren’t dramatic. They’re quiet. And because they compound over time, they can end up costing tens (or even hundreds) of thousands of dollars without anyone noticing until much later… when it’s too late. Here are