Not sure what your KiwiSaver is actually doing?
Picked a fund years ago, got put in a default fund, or used your KiwiSaver for a first home and have not looked since? Specialist KiwiSaver advice from Cameron Steele, with free sessions - online across New Zealand, and in person in Christchurch & Canterbury. Do yourself a solid and book a free session.
Think of me as a mortgage broker - for your KiwiSaver
Cameron Steele helps more than 1,300 New Zealanders get the most out of their KiwiSaver. I make the jargon simple, compare the providers and funds for you, and help you choose what actually suits your goals - whether that’s buying a first home, building toward retirement, or just making sure your money is in the right place.
What leaving it alone can cost
A couple, both 39 and each earning $92,000, have been in KiwiSaver since it started in 2007. They never used it for a house and never chose a fund, so they have sat in a default fund the whole time: conservative until 2021, and balanced since. Had they been in a growth fund all along, they would be about $59,000 better off today.
Cam projected both accounts to 65 with the same contributions. Moving now to a growth fund was projected to leave them $248,000 more between them at 65, and an aggressive fund $551,000 more. Each extra 1% a year is worth more than the one before.
See more examples with real numbersKiwiSaver advice for every stage of life
Wherever you’re at, the goal is the same - the right fund, the right provider, and a plan that fits you.
Buying your first home
Use your KiwiSaver to buy your first home with confidence - withdrawals, the right fund, and timing.
Buy your first home
KiwiSaver After Your First Home
Projections, strategy and income planning so you know your KiwiSaver is on track for the future you want.
Plan your retirement
Compare providers & funds
A side-by-side look at fees and performance across the leading providers, so you’re in the right one.
Compare providers
Business owners & teams
Free KiwiSaver workshops and financial wellbeing sessions for your staff - a genuine, no-cost perk.
Empower your teamLocal? See how meeting a KiwiSaver adviser in Christchurch works.
Hi, I’m Cam
I started Solid Steele KiwiSaver Advice to give New Zealanders something that’s surprisingly hard to find - straight-up KiwiSaver advice in plain English, comparing providers and funds across the NZ market. No finance jargon, no pressure, and Free Sessions.
I’ve now helped more than 1,300 Kiwis, and the people I work with end up in the right fund, with the right provider, and a plan that actually makes sense for them. See what the right fund type can be worth.
Sorted in three simple steps
Take the quiz
Check your current KiwiSaver knowledge with the free Knowledge Challenge, or try the KiwiSaver Health Check to see how your fund, fees, and contributions measure up.
Book a free session
We’ll have a relaxed 30-minute chat - online or in person - about your goals and your options, and you’ll see a projection of where your own balance could get to.
Take action
If a change makes sense, it takes about 5 minutes of your time and I handle the paperwork. Your balance is usually in the new fund within 10 to 15 working days. Annual check-ins included.
Your session is free
Sessions are free and there is no obligation to act on anything I recommend. If you decide to go ahead, how I am paid depends on the provider: with most arrangements there is no additional adviser fee charged by Solid Steele. I fully disclose any fees to you before you decide. Full detail is in the disclosure statement.
Trusted by Kiwis like you
"Cam is an absolute legend! His knowledge and experience with KiwiSaver is second to none, and he genuinely takes the time to ensure you're in the best position for your financial future. He helped me switch from an underperforming KiwiSaver scheme to one better suited to my goals - giving me confidence my savings are now working harder for me. Highly recommend."
"When I met with Cam he was incredibly informative - went through everything in detail, showed me graphs and projections, which was more than my previous provider ever did. He wasn't pushy at all, just very thorough and knowledgeable. Cam is always available and very quick to respond to messages. I'm so happy I changed."
"Over a short conversation, he listened to us describe our priorities and timelines, talked us through options, and was clear when our thinking and his expertise were misaligned. Cam made the meeting and discussion easy, which was what we needed - and did the admin work to get us signed up. Great service tip to tail."
Learn KiwiSaver, the simple way
Plain-English guides and real-number breakdowns from Cam - no jargon, no sales pitch.
KiwiSaver questions, answered
Is my current KiwiSaver fund right for me?
It depends on your goals, timeframe and how you feel about ups and downs in the market. Many Kiwis are in a default or conservative fund without realising it could be costing them. In a free session I’ll review where you are and let you know - honestly - whether it still fits.
How do you choose the right fund and provider?
I look at long-term performance, fees, ethical considerations and other factors to investigate how each provider matches your situation - then explain the options in plain English. Because I work across multiple providers and I’m not owned by a bank or fund manager, the recommendation is about what’s right for you, not any one company.
Are the KiwiSaver sessions free?
Yes. The sessions are free and there is no obligation to act on any recommendation. If you decide to implement a recommendation, how Solid Steele is paid depends on the provider. With most arrangements there is no additional adviser fee charged by Solid Steele; some advised KiwiSaver services include a 0.25% or 0.30% p.a. adviser fee. Full details are available in our disclosure statement.
Is switching providers a hassle?
Not at all. If a change makes sense, the switch usually takes about five minutes and I handle the paperwork with you. Your contributions and balance carry across automatically.
Are you owned by a bank or fund manager?
No. Solid Steele KiwiSaver Advice isn’t owned by a bank or fund manager. I work across a range of leading providers so I can recommend what genuinely suits you.
Does Cam advise on anything other than KiwiSaver?
No. KiwiSaver is the only thing Cam advises on. He does not give mortgage, insurance or wider investment advice, so the whole session is spent on your KiwiSaver: your fund, your provider and your plan. If you also need help with a mortgage or insurance, he can refer you to trusted specialists he knows and works with.
Let’s get more from your KiwiSaver
Book a free, no-obligation session with Cam - online anywhere in New Zealand, or in person across Canterbury.