Compare kiwiSaver Returns - Latest Data from the Morningstar Quarterly Report
Not all KiwiSaver funds are created equal, and the difference in returns over 10 years can amount to tens of thousands of dollars at retirement.
This free tool lets you compare annual net returns for any KiwiSaver fund side by side, using data from the Morningstar KiwiSaver Survey - the most widely used independent performance report in New Zealand.
Select up to three funds, choose your time period, and instantly see how they stack up against each other and their category average.
Updated every quarter when the new Morningstar report is released.
If you would like personalised KiwiSaver advice you can book a free 30-minute KiwiSaver review with Solid Steele KiwiSaver Advice.
Frequently Asked Questions About KiwiSaver
What is the Morningstar KiwiSaver Survey?
The Morningstar KiwiSaver Survey is a quarterly report published by Morningstar, an independent investment research firm. It tracks the performance of KiwiSaver funds across all providers and risk categories, and is the most commonly referenced source of KiwiSaver return data in New Zealand.
What do the returns in this tool represent?
All figures are annual net returns - meaning after fees have been deducted, averaged over the 3, 5 or 10-year period shown. They are sourced directly from the Morningstar KiwiSaver Survey and reflect the performance of each fund up to the date of the most recent report.
How often is this tool updated?
The tool is updated every quarter to reflect the latest Morningstar report, which is typically released in March, June, September and December.
Which KiwiSaver fund has the best long-term returns?
Past performance varies by risk category - an aggressive fund will generally show higher long-term returns than a conservative fund, but with more short-term volatility. Within each category, funds like Booster Geared Growth, Milford Active Growth and Generate Focussed Growth have consistently appeared near the top of long-term rankings. Use the comparison tool to see current figures for any fund you're considering.
Should I switch KiwiSaver funds based on past returns?
Past returns are a useful reference point but don't guarantee future performance. Before switching funds, it's worth getting personalised advice that takes into account your age, income, risk tolerance and goals. As a licensed financial adviser, Cam Steele offers free KiwiSaver advice to New Zealanders - get in touch to find out if your current fund is the right fit.