should I care about KiwiSaver retirement strategies now?" The answer is simple: the earlier you start, the better your chances of enjoying a stress-free retirement. You might have heard about the "4% rule" when planning retirement income. But what does it mean for your KiwiSaver savings?

Crypto gets talked about a lot in New Zealand. One minute it’s the future of money, the next minute it’s crashing again. I regularly hear people say things like,  “I’ve been thinking about getting into crypto because KiwiSaver feels slow,” or  “I missed the boat, but maybe I should put a bit in just in case.” But crypto and KiwiSaver are very different tools, designed for very different purposes.

If you’ve spent time working in Australia - or you’re thinking about moving back and forth - chances are you’ve heard people talk about “super” or “The Pension” and assume it’s basically the same thing as in NZ. On the surface, they do look similar.  But the same words mean different things between each country. I see this confusion all the time - especially with people moving from Australia to New Zealand, or Kiwis returning home after years overseas. So let’s break it down

A lot of parents come to me and say, “I’d love to help my children buy their first home when they’re adults.” That’s a really solid goal. So, can KiwiSaver help? In short — YES, IT CAN.

So, you’ve just bought your first house and used all of your KiwiSaver for the deposit. Should you keep contributing to KiwiSaver? This is a question I get asked all the time, and the short answer is YES, you absolutely should. Let me walk you through some numbers

KiwiSaver is one of the most powerful long-term investments available in New Zealand - yet I see the same mistakes cropping up again and again. Not because people don’t care, but because KiwiSaver can feel confusing, distant, or easy to ignore. Most of these mistakes aren’t dramatic. They’re quiet. And because they compound over time, they can end up costing tens (or even hundreds) of thousands of dollars without anyone noticing until much later… when it’s too late. Here are

Milford Active Growth Fund - I work closely with Milford and have numerous clients using this Fund.