GoalsGetter KiwiSaver Scheme: funds, fees and returns
Run by Amova Asset Management New Zealand Limited
The GoalsGetter KiwiSaver Scheme is a KiwiSaver scheme run by Amova Asset Management New Zealand Limited. It has 18 open funds on the Disclose Register, in the defensive, conservative, balanced, growth and aggressive categories, with annual fund charges of 0.40% to 1.51%. This page explains each fund using what the provider has disclosed, with the Morningstar return where there is one. It is general information, not a recommendation to join or switch.
- Open funds
- 18Listed on the Disclose Register
- Annual fund charge
- 0.40% to 1.51%Total, as a share of the amount invested
- Risk indicators
- 2 to 7 of 7Disclosed by the provider
- Combined fund size
- $136.7 millionAcross the open funds listed here
Every open fund in the GoalsGetter KiwiSaver Scheme
Funds are listed from lowest to highest risk category, then by name. That is an order of risk, not of merit. A fund's own page is linked where Cam has built one.
| Fund | Category | Risk indicator | Annual fund charge | Fund size | Morningstar return |
|---|---|---|---|---|---|
| GoalsGetter Amova NZ Cash Fund | Defensive | 2 of 7 | 0.40% | $4.0 million | 3.8% (5-year) |
| GoalsGetter Amova Conservative Fund | Conservative | 3 of 7 | 0.90% | $2.7 million | 2.6% (5-year) |
| GoalsGetter Amova NZ Corporate Bond Fund | Conservative | 3 of 7 | 0.70% | $869,430 | 2.7% (5-year) |
| GoalsGetter Milford Conservative Fund | Conservative | 3 of 7 | 1.05% | $1.6 million | None reported |
| GoalsGetter Amova Balanced Fund | Balanced | 4 of 7 | 1.14% | $8.2 million | 3.3% (5-year) |
| GoalsGetter Generate Balanced Fund | Balanced | 4 of 7 | 1.49% | $2.9 million | None reported |
| GoalsGetter Milford Balanced Fund | Balanced | 4 of 7 | 1.25% | $5.2 million | None reported |
| GoalsGetter Amova Growth Fund | Growth | 4 of 7 | 1.29% | $12.4 million | 3.7% (5-year) |
| GoalsGetter Generate Thematic Fund | Growth | 5 of 7 | 1.45% | $1.5 million | None reported |
| GoalsGetter Milford Active Growth Fund | Growth | 4 of 7 | 1.25% | $17.9 million | None reported |
| GoalsGetter Pathfinder Ethical Growth Fund | Growth | 4 of 7 | 1.51% | $2.3 million | None reported |
| GoalsGetter Salt Capital Growth Fund | Growth | 4 of 7 | 1.28% | $1.6 million | None reported |
| GoalsGetter Amova Ark Disruptive Innovation Fund | Aggressive | 7 of 7 | 1.45% | $41.0 million | -4.6% (5-year) |
| GoalsGetter Amova Global Shares Fund | Aggressive | 5 of 7 | 1.35% | $11.2 million | 8.6% (5-year) |
| GoalsGetter Amova High Growth Fund | Aggressive | 5 of 7 | 1.35% | $1.9 million | None reported |
| GoalsGetter Amova SRI Equity Fund | Aggressive | 5 of 7 | 1.13% | $1.7 million | 2.2% (5-year) |
| GoalsGetter Generate Focused Growth Fund | Aggressive | 5 of 7 | 1.51% | $14.4 million | None reported |
| GoalsGetter Milford Aggressive Fund | Aggressive | 5 of 7 | 1.35% | $5.3 million | None reported |
Source: the Disclose Register, read on 4 October 2026. Morningstar returns are annualised, after fees and before tax, from the Morningstar KiwiSaver Survey, the three months to 30 June 2026, published 30 July 2026. The risk indicator is the provider's own, on a scale of 1 to 7. Past performance does not guarantee future returns. A fund the Morningstar report does not cover, or covers with under three years of history, has no figure here.
How spread out are the funds?
Each fund page and the directory show how many holdings a fund lists and how much sits in its largest. In this scheme, GoalsGetter Milford Conservative Fund, GoalsGetter Generate Balanced Fund, GoalsGetter Milford Balanced Fund, GoalsGetter Generate Thematic Fund, GoalsGetter Milford Active Growth Fund, GoalsGetter Pathfinder Ethical Growth Fund, GoalsGetter Salt Capital Growth Fund, GoalsGetter Generate Focused Growth Fund and GoalsGetter Milford Aggressive Fund have 25% or more of the fund in a single holding. A fund that invests through another fund lists it as one holding, so a small count is not a fault. The risk indicator measures how much a fund's value has moved, not how concentrated it is.
Where the GoalsGetter KiwiSaver Scheme sits in Cam's advice
This scheme is not on Cam's implementation panel. Cam still reviews and compares KiwiSaver providers and funds across the wider New Zealand market, and a recommendation may be to stay with your existing provider, whether or not it is on the panel. See the KiwiSaver provider comparison for the ten schemes he can implement a change through.
Where this comes from
Scheme and fund details are from the Disclose Register (opens in a new tab), read on 4 October 2026. The scheme was registered on 4 April 2018. Returns are from the same Morningstar report as the Morningstar returns comparison. Read the provider's current Product Disclosure Statement before you decide.
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