Hive Harbour Balanced Fund
Hive KiwiSaver Scheme
Hive Harbour Balanced Fund is a balanced fund in the Hive KiwiSaver Scheme. Its provider discloses a risk indicator of 4 out of 7 and an annual fund charge of 1.40%. This page sets out what the provider has disclosed on the Disclose Register, with the Morningstar return where there is one. It is general information, not a recommendation to join or switch.
- Morningstar return
- NoneMorningstar does not report a return for this fund
- Risk indicator
- 4 of 7Disclosed by the provider
- Annual fund charge
- 1.40%Total, as a share of the amount invested
- Fund size
- Not statedNew fund: no fund update published yet
This fund is not in the Morningstar report, so there is no Morningstar return to show. The provider has not yet published returns for this fund.
What the provider says
Invests wholly in the Harbour Balanced Fund. Designed to provide investors with a medium to long-term investment horizon exposure to a wide range of domestic and international growth (60%) and defensive (40%) assets.
The fund's own description, as disclosed on the Disclose Register. Fund start date: 24 July 2026.
How it is managed
Management style: Active. The manager chooses investments, or shifts the mix, to try to do better than the market. This describes how the fund is run, not whether one style is better.
Actively managed.
In Cam Steele's words, 31 October 2026. The provider's published documents do not set this out in these terms, so it rests on Cam's own knowledge of the scheme.
Passive vs active KiwiSaver funds: what the difference means for you →
How spread out is it?
The provider has not yet disclosed this fund's holdings on the Disclose Register.
The risk indicator measures how much a fund's returns have moved, not how many investments it holds, so it cannot show concentration on its own. Two funds that hold the same index can carry different indicators. Shares are as the provider disclosed them, and a total above 100% is the provider's own figure.
Fees and charges
| Charge | Disclosed |
|---|---|
| Total annual fund charge | 1.40% |
| Manager's basic fee | 1.40% |
| Performance-based fees | 0.00% |
| Other management charges | 0.00% |
| Contribution fee | Not stated |
| Withdrawal fee | Not stated |
Charges as a share of the amount invested. A blank on the register is shown as not stated. How an adviser is paid is separate, and is set out in our disclosure statement.
Returns reported by Morningstar
This fund is not in the Morningstar report, so there are no Morningstar returns to show. The provider has not yet published returns for this fund.
See the full Morningstar returns comparison → (opens in a new tab)
Other details
| Item | Disclosed |
|---|---|
| Asset liquidity ratio | 100.00% |
| Debt ratio | 0.00% |
| Provider last updated this fund | 24 July 2026 |
Where this comes from
Fund details are from the Disclose Register (opens in a new tab), read on 31 October 2026. The Morningstar return is from the same report as the Morningstar returns comparison. Read the provider's current Product Disclosure Statement before you decide.
Cam compares KiwiSaver providers and funds across the wider NZ market, and a fund appearing here, or on his implementation panel, is not a recommendation. Whether a fund suits you depends on your goals, timeframe and comfort with risk. How Solid Steele is paid depends on the provider and is set out in the disclosure statement. A free KiwiSaver session is the way to see how it applies to you.
See every open fund in the Hive KiwiSaver Scheme →