QuayStreet KiwiSaver Scheme: funds, fees and returns
Run by Smartshares Limited On Cam's implementation panel
The QuayStreet KiwiSaver Scheme is a KiwiSaver scheme run by Smartshares Limited. It has 12 open funds on the Disclose Register, in the conservative, balanced, growth and aggressive categories, with annual fund charges of 0.75% to 1.30%. This page explains each fund using what the provider has disclosed, with the Morningstar return where there is one. It is general information, not a recommendation to join or switch.
- Open funds
- 12Listed on the Disclose Register
- Annual fund charge
- 0.75% to 1.30%Total, as a share of the amount invested
- Risk indicators
- 3 to 5 of 7Disclosed by the provider
- Combined fund size
- $444.6 millionAcross the open funds listed here
Every open fund in the QuayStreet KiwiSaver Scheme
Funds are listed from lowest to highest risk category, then by name. That is an order of risk, not of merit. A fund's own page is linked where Cam has built one.
| Fund | Category | Risk indicator | Annual fund charge | Fund size | Morningstar return |
|---|---|---|---|---|---|
| QuayStreet Conservative Fund | Conservative | 3 of 7 | 0.75% | $13.3 million | 4.8% (10-year) |
| QuayStreet Fixed Interest Fund | Conservative | 3 of 7 | 0.75% | $2.4 million | 3.3% (10-year) |
| QuayStreet Income Fund | Conservative | 3 of 7 | 0.75% | $719,336 | 4.6% (10-year) |
| QuayStreet Altum Fund | Balanced | 4 of 7 | 1.25% | $6.2 million | 7.6% (10-year) |
| QuayStreet Balanced Fund | Balanced | 4 of 7 | 1.00% | $108.2 million | 8.1% (10-year) |
| QuayStreet Socially Responsible Investment Fund | Balanced | 4 of 7 | 1.00% | $18.7 million | 7.8% (10-year) |
| QuayStreet Growth Fund | Growth | 4 of 7 | 1.25% | $212.6 million | 9.7% (10-year) |
| QuayStreet Australian Equity Fund | Aggressive | 5 of 7 | 1.26% | $3.1 million | 7.0% (10-year) |
| QuayStreet High Growth Fund | Aggressive | 4 of 7 | 1.30% | $21.4 million | Not yet available |
| QuayStreet International Equity (NZD Hedged) Fund | Aggressive | 5 of 7 | 1.15% | $1.8 million | Not yet available |
| QuayStreet International Equity Fund | Aggressive | 5 of 7 | 1.15% | $42.9 million | 13.9% (10-year) |
| QuayStreet New Zealand Equity Fund | Aggressive | 4 of 7 | 1.25% | $13.2 million | 7.6% (10-year) |
Source: the Disclose Register, read on 4 October 2026. Morningstar returns are annualised, after fees and before tax, from the Morningstar KiwiSaver Survey, the three months to 30 June 2026, published 30 July 2026. The risk indicator is the provider's own, on a scale of 1 to 7. Past performance does not guarantee future returns. A fund the Morningstar report does not cover, or covers with under three years of history, has no figure here.
How the QuayStreet KiwiSaver Scheme fits with Cam's advice
This scheme is on Cam's selected implementation panel of ten KiwiSaver schemes. Cam reviews and compares providers and funds across the wider New Zealand market, and a recommendation may be to stay where you are. Where a change is recommended, he can put it in place through a panel scheme. Being on the panel is not a recommendation to choose this scheme. How Solid Steele is paid depends on the scheme and is set out in the disclosure statement. See how the panel schemes compare in the KiwiSaver provider comparison.
Where this comes from
Scheme and fund details are from the Disclose Register (opens in a new tab), read on 4 October 2026. The scheme was registered on 30 August 2016. Returns are from the same Morningstar report as the Morningstar returns comparison. Read the provider's current Product Disclosure Statement before you decide.
A free KiwiSaver session is the way to see how a scheme applies to you. Take the KiwiSaver Health Check if you want a first look.
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